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For years, my Dad kept a piece of paper the size of a credit card in his wallet with the names and numbers of his doctors and specialists. As he got older, the paper got longer, and over time, he added the names of his prescriptions on the back. Eventually, he laminated it. In theory,...

Helping members maintain their best possible health is one of our company’s primary goals — and its success hinges on how effectively we actively engage members in their health. But developing the right mix of products, services, and programs and getting members to use them can be a challenge. That’s where IBX Opinions comes in....

For nearly 80 years, Independence Blue Cross (Independence) has been committed to improving the health and well-being of our community. This commitment includes continuing to participate in the Federal Health Insurance Marketplace, which is helping millions of people access the health care coverage they need. Every year, we offer consumers a range of health plans...

Keystone HMO Proactive — our lower-cost, tiered provider network health plan — is available to individuals and small businesses/groups. Keystone HMO Proactive has benefit designs with different member cost-sharing by tier and offers members lower out-of-pocket costs (e.g., copayment) for most services when they select or are referred to a provider in the Preferred benefit...

No one plans to get sick or hurt. But illnesses and injuries can happen at any time. In some cases, they can be devastating to your health and leave you with overwhelming medical bills. Health insurance limits your risk of paying for very expensive illnesses and injuries by covering medical care and other services, such...

Personal Choice®, our popular Preferred Provider Organization (PPO), lets you choose your own providers from a network of quality doctors and hospitals known as the Personal Choice Network. When you use a Personal Choice Network doctor or hospital, there is very little to pay out-of-pocket. Additional advantages are no claim forms and no balance bills....